Category: Personal Finance

In addition to your normal day-to-day budget, it is helpful to have an emergency budget on hand in case of job loss or other major […]

This week, theDepartment of Labor announced an update to its overtime rules , changing the wage threshold from $ 23,660 to $ 47,476. This is […]

If you are looking to buy a used car, you might want to consider compactness. While used car prices have generally risen, prices for used […]

Identity theft rates are on the rise , and the problem is getting worse in some areas than in others. 24/7 Wall St. examined data […]

Validity of gift cards usually do not expire for five years , so you usually have enough time to use them – that is, if […]

If managing money were as easy as calculating some numbers and following a spending plan, we would all be great at it. Money is not […]

Customer loyalty usually doesn’t pay off. In fact, Consumerist found that loyal cable TV customers typically pay $ 10-20 more per month. It’s worth picking […]

If money is tight and you cannot afford to pay off your student loan, there are relief options. Navigating through them can be confusing, but […]

A number of factors influence your decision to buy or rent a car . However, opportunity cost is one factor that can be overlooked. This […]

If you have more student loan debt than you can handle , you may qualify for Income Based Repayment (IBR) . You will still have […]

Credit Card Encourages Enthusiasts, Take Note. Having a large balance on your credit card will obviously affect your account, but even if you pay it […]

We are fans of easy ‘set and forget’ investing . And that means investing in funds with low commissions that don’t eat up your profits. […]

Many in-store loyalty programs are more hassle than they are worth. You carry the card around on your keychain, pull it out every time you […]

When you buy a new home, you go to a few open days. As you travel around your home, pay attention to these important features. […]

If you are a fan of using credit cards for travel rewards and money backs, you may be juggling with several different cards. Birch Finance […]

If you are looking to buy a home, most experts suggest saving at least 20% on your down payment . This is a simple goal […]

Last year, credit card issuers finally introduced chip credit cards to the US. It was a painless process for the most part, but Walmart is […]

You are probably familiar with drop change programs. Your purchases are rounded to the nearest dollar and the difference is automatically credited to your savings […]

Money is a tool to be used , but you want to use it wisely. Sometimes it makes sense to spend it, and sometimes it […]

College is expensive, so any option to lower your tuition costs is worth trying. The student loan hero says it’s worth trying to negotiate a […]

Believe it or not, air tickets have become cheaper in recent years ( although surcharges are a completely different matter ). And that trend is […]

You can usually get a discount on large purchases like home appliances or electronics, even in large stores, simply by bargaining with a sales representative […]

In fact, your credit score is not a single number . There are different agencies that use different ratios to calculate different ratings. Equifax is […]

After the housing crisis, the rules for approving mortgages have become stricter. Fannie Mae is developing a new set of rules that will take into […]

You’ve probably seen articles detailing what Warren Buffett does every day, or what Elon Musk eats before noon, or that the rich have “one trait” […]

Airlines don’t have many benefits these days – in fact, they charge extra for basic services. However, there are things you can actually get for […]

Chances are, your biggest expenses are housing, transportation, and food . In most cities with high cost of living, all three of the already high […]

Refinancing a student loan can help you save on interest, but is not always ideal. When deciding if this is a good option, it is […]

As part of our one-year Ultimate Money Challenge, we challenge readers every month to tackle a variety of personal finance challenges. We are taking debts […]

Traveling to work shouldn’t be a waste. There are many ways to get more out of it . If you’re curious, this calculator will tell […]

This month we suggested that you dramatically increase your retirement savings. It’s time to check it out and tell us: how are you? We offer […]

Savings for retirement seem overwhelming, and to a large extent it’s just a lot of money . For example, if you’re 40, you should be […]

iOS / Android: Paribus is an online tool that tracks your purchases looking for price reductions and automatically refunds you the difference. It’s free, works […]

Charter Communications intends to buy Time Warner Cable and Bright House Networks , creating the second largest cable company in the United States known as […]

If you owe money to the IRS and do not file or pay taxes on time, you will most likely have to pay in fees. […]

We all work during lunchtime or leave work late from time to time. However, if you do this regularly, this time can actually increase . […]

Money is a tool, not a goal , and you will get more out of it if you spend it on what matters most to […]

We have told you how to choose the right plants for the office and for the bathroom at home . Here are a few factors […]

Before your student loan becomes effective, you will receive a short grace period to prepare for your monthly payment. However, some loans will accrue interest […]

Tax day is already here, but if you made a mistake with your tax refund, you might have to do a little work. Fortunately, filing […]