Category: Personal Finance

The most important monetary rules never change , but there is a lot to be said for doing what works for you . Ultimately, you […]

Many people believe that marrying someone automatically makes you responsible for their past debts. This is absolutely not the case, but it is a myth […]

You probably already know that the cost of closing a home can go up significantly. The actual amount will depend on a number of factors, […]

iOS / Android: If you are self-employed, you can deduct mileage costs from your taxes. But most of us don’t think about keeping up with […]

In the next few weeks, our 1099, W2 and other tax documents will be sent to our inboxes. This means that there will be a […]

I am not a regular customer of the bank. Over the past 5 or 6 years, I have changed bank several times due to fees, […]

Asking for more money isn’t easy. And because it’s so intimidating, many people end up earning much less than they are worth. Over time, giving […]

Most people believe that personal finances are all they need to limit themselves and never succumb to the temptation to spend. Sure, there is room […]

Asking for a raise is not easy for most of us, but a few tips and tricks can help along the way. When it’s time […]

Credit unions may not be as popular as the big banks, but they are still a good place to put your money. Of course, both […]

When you are in debt or living paycheck to paycheck, it is difficult for you to be interested in personal finance. What’s the point in […]

We are all for set and forget portfolios , but keep in mind: this is not literal. You shouldn’t completely forget about your investment accounts […]

We’ve all been told to keep our credit cards at the checkout, and subscribing to it is almost always a bad idea. In a recent […]

Getting a basic budget is n’t all that hard, and a few tips and tricks can help you make it really solid. But even a […]

The Federal Reserve is meeting today to decide if it will finally raise rates. If so, it can directly affect the rates on short-term loans, […]

Every budget requires periodic review. You need to be sure that your expenses are still in line with your income and monetary goals. The PERK […]

If you’re looking to get into home remodeling, the cost can range from ridiculously expensive to surprisingly affordable. This interactive tool shows the average cost […]

Paying off student loans, opening a Roth IRA, saving for an emergency, these are all financially responsible chores, and it’s great. However, they don’t work […]

Generally, individual retirement accounts (IRAs) can only be funded from earned income. So if you’re unemployed, it’s kind of a bummer. However, there is a […]

Honestly: you can probably save a few dollars over the next year. Monetary challenges like the 52 week challenge are a great way to save […]

The bonus is difficult to complain about, but the taxes are not very good. The IRS considers your bonus “spin-off” and therefore withholds it at […]

This is supposed to be the most beautiful time of the year, so taxes are probably the least to think about. It’s not the most […]

Around this time of year, some credit card companies and banks give customers the option to skip December payments. This sounds like a nice deal, […]

The temptations to waste are all over the place, and it’s easier to succumb to them than we think. If you want to end your […]

Money problems seem to be popular at the end of the year, probably because we are all treating a hangover associated with holiday spending. These […]

It’s easy to spend extra money during the holidays. You’re in spending mode anyway, all the advertising and the hype goes to you, and you […]

Financial decisions and life decisions often go hand in hand. Are you buying a house or moving to another city? Are you starting your own […]

College can be expensive. Even a little financial help can help, but there are so many different options out there that it can be overwhelming. […]

Commercial colleges have received a lot of attention lately, and not the best. They are being sued, government officials are turning against them, and reports […]

You may be a bargain hunter, but chances are you still have a bias against cheap stuff, just like the rest of us. We have […]

When you’re drowning in debt, managing your personal finances probably seems downright impossible. You read all these headlines about investing and financial independence and you […]

Personal finance isn’t about living the rest of your life as a poor college student. Cost and lifestyle inflation is getting a bad rap, but […]

If you want to cut costs, it can help you find a job and move to a low-cost state. However, not everyone is ready to […]

If you own your own business and have a good business, you may be planning to fund your retirement by selling your company someday. But […]

If you are caring for someone, be it a child or a family member, chances are you can declare them a dependent and receive a […]

It’s so easy to blow up your budget. This is partly due to the fact that we often underestimate our costs. One simple way to […]

Managing all aspects of your finances is easier than ever. There are great online tools for budgeting, investing, and achieving savings goals. Pefin strives to […]

Social security is the government’s way of making sure you have money when you’re old enough to retire. But how much you get depends on […]

Your student loan is available with a variable or fixed interest rate. If it’s fixed, you have nothing to worry about (other than this whole […]

Don’t get me wrong, there are some great deals this time of year. But queuing up for a cheap 55-inch TV? Do not need anymore. […]