Know the Difference Between APR and APY
Interest can build up quickly. So when you go into business or save money, you want to know what your interest rate is. The problem […]
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Interest can build up quickly. So when you go into business or save money, you want to know what your interest rate is. The problem […]
Continue reading »It sounds counterintuitive, but a waste of money can benefit your budget. If you plan for the occasional luxury, you avoid the risk of cost […]
Continue reading »You may think that your parents’ money is none of your business, but in fact, you may be hooked because of their bad habits. You […]
Continue reading »Buying a home is a big deal. This is probably the most expensive purchase you will ever make and the decision is not easy. So […]
Continue reading »Student loan debt is a major financial crisis and you can see how much it gets worse by the second . One federal program that […]
Continue reading »The season of garage sales is approaching, which means it’s time to get rid of things and earn a full pocket at the same time. […]
Continue reading »Robo Expert Advisors have become a popular option for investors. They use tools to automatically, easily manage and help you diversify your investment portfolio – […]
Continue reading »A low credit rating can make it difficult to buy a house, rent a car, or even an apartment. Fortunately, there are quite simple ways […]
Continue reading »The United States Department of Agriculture (USDA) expects food price inflation to be fairly moderate this year. But this prediction will depend on the food. […]
Continue reading »Even in perfectly healthy relationships, a discussion about money can quickly turn into a fight over money. In fact, money is the main cause of […]
Continue reading »If you are in debt, chances are debt collectors will find you. After all, this is their job. And when your financial background comes back […]
Continue reading »We know that the cost of living varies quite a bit depending on where you live. Some states may have expensive cities, but that doesn’t […]
Continue reading »Airbnb is a great way to find cheap accommodations if you’re traveling, or make some money if you’re a property owner. If you fall into […]
Continue reading »Paying off your student loan early is usually a smart idea. But be careful when paying more than your minimum monthly payment. Many banks will […]
Continue reading »101 states that you have to live beyond your means. This means your lifestyle should be worth less than what you earn. But the cost […]
Continue reading »Membership programs like AAA can save you a lot of money if you use them enough. But many of these programs take too long or […]
Continue reading »A set-and-forget portfolio is a simple and safe investment option. But don’t take “forget” too literally. It is still useful to know about your investments […]
Continue reading »If your company offers a retirement plan, it usually makes sense to use it, but not always. Sometimes it’s best to ditch your 401 (k) […]
Continue reading »When I had my student loan and credit card debt, I knew the smartest thing to do was pay it off. But I also wanted […]
Continue reading »Auditing is not that often, but it does happen. If you’ve ever been audited by the IRS, we want to know about it. There are […]
Continue reading »Sometimes it is difficult to make a responsible monetary decision. It would be really cool to use your money for fun instead of paying off […]
Continue reading »You’ve probably heard that changing a habit helps you focus less on your goal and more on the process — the steps you take to […]
Continue reading »Online Travel Agencies (OTAs) like Expedia, Orbitz, and Travelocity are helpful, but they’re just a starting point. They can be convenient, of course, but they […]
Continue reading »It is not easy to negotiate a salary. And one of the biggest hurdles is knowing how much to ask for. Typically, your number should […]
Continue reading »Travel rewards can be great. You fly frequently or use your credit card to accumulate points and you get a free flight. But these flights […]
Continue reading »Investing isn’t nearly as scary as it sounds. But all of the tax rules for different investment accounts can be overwhelming. The Bankrate folks break […]
Continue reading »When you plan to have something for the long term, it makes sense to pay for the quality. And it makes even more sense when […]
Continue reading »You’ve probably heard of the contingency fund. It’s a little savings cushion that will help you stay afloat in the event of a financial crisis. […]
Continue reading »Dollar shops can be very unfortunate. Of course, there are many things that cost money. But there is also a lot of garbage. If you’re […]
Continue reading »Whether it’s a restaurant you’ve never visited or a boutique that just opened in your area, it’s always fun to try new places. But keep […]
Continue reading »Retailers are damn good at inventing gimmicks to separate us from our money. Whether it’s the price points they choose, how they sell their products, […]
Continue reading »Hybrid cars are good for the environment, and if you spend a lot on gas, they’re also great for saving money. But cars aren’t cheap, […]
Continue reading »One way to save on flights is to add a stopover on your way to your destination. Rather than booking a round trip with one […]
Continue reading »After college, I was lucky to find a job quickly. I counted on my blessing and entered the working world with enthusiasm. A few months […]
Continue reading »You’ve probably heard the phrase ” pay first yourself . “ This is a common method of achieving savings goals: when you get paid, set […]
Continue reading »Financial scams abound these days, from fake debt collectors to IRS scammers. Some of them are obvious, but others are quite complex. If you’ve ever […]
Continue reading »If you are into gambling with credit card rewards, you know that sign up bonuses can really pay off. Many credit card issuers return cashback […]
Continue reading »When you leave work, it seems natural to bring your 401 (k) with you. But in some cases, it makes sense to leave it where […]
Continue reading »Free flights and upgrades make travel incentive programs quite attractive. The only problem is that some airlines are not very flexible with them. They put […]
Continue reading »Companies make you think your loyalty is paying off, but that’s not always the case. When it comes to your auto insurance rate, your loyalty […]
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