Category: Personal Finance

Buying a home is a big deal. This is probably the most expensive purchase you will ever make and the decision is not easy. So […]

Student loan debt is a major financial crisis and you can see how much it gets worse by the second . One federal program that […]

The season of garage sales is approaching, which means it’s time to get rid of things and earn a full pocket at the same time. […]

Robo Expert Advisors have become a popular option for investors. They use tools to automatically, easily manage and help you diversify your investment portfolio – […]

A low credit rating can make it difficult to buy a house, rent a car, or even an apartment. Fortunately, there are quite simple ways […]

The United States Department of Agriculture (USDA) expects food price inflation to be fairly moderate this year. But this prediction will depend on the food. […]

Even in perfectly healthy relationships, a discussion about money can quickly turn into a fight over money. In fact, money is the main cause of […]

If you are in debt, chances are debt collectors will find you. After all, this is their job. And when your financial background comes back […]

We know that the cost of living varies quite a bit depending on where you live. Some states may have expensive cities, but that doesn’t […]

Airbnb is a great way to find cheap accommodations if you’re traveling, or make some money if you’re a property owner. If you fall into […]

Paying off your student loan early is usually a smart idea. But be careful when paying more than your minimum monthly payment. Many banks will […]

101 states that you have to live beyond your means. This means your lifestyle should be worth less than what you earn. But the cost […]

Membership programs like AAA can save you a lot of money if you use them enough. But many of these programs take too long or […]

A set-and-forget portfolio is a simple and safe investment option. But don’t take “forget” too literally. It is still useful to know about your investments […]

If your company offers a retirement plan, it usually makes sense to use it, but not always. Sometimes it’s best to ditch your 401 (k) […]

When I had my student loan and credit card debt, I knew the smartest thing to do was pay it off. But I also wanted […]

Auditing is not that often, but it does happen. If you’ve ever been audited by the IRS, we want to know about it. There are […]

Sometimes it is difficult to make a responsible monetary decision. It would be really cool to use your money for fun instead of paying off […]

You’ve probably heard that changing a habit helps you focus less on your goal and more on the process — the steps you take to […]

Online Travel Agencies (OTAs) like Expedia, Orbitz, and Travelocity are helpful, but they’re just a starting point. They can be convenient, of course, but they […]

It is not easy to negotiate a salary. And one of the biggest hurdles is knowing how much to ask for. Typically, your number should […]

Travel rewards can be great. You fly frequently or use your credit card to accumulate points and you get a free flight. But these flights […]

Investing isn’t nearly as scary as it sounds. But all of the tax rules for different investment accounts can be overwhelming. The Bankrate folks break […]

When you plan to have something for the long term, it makes sense to pay for the quality. And it makes even more sense when […]

You’ve probably heard of the contingency fund. It’s a little savings cushion that will help you stay afloat in the event of a financial crisis. […]

Dollar shops can be very unfortunate. Of course, there are many things that cost money. But there is also a lot of garbage. If you’re […]

Whether it’s a restaurant you’ve never visited or a boutique that just opened in your area, it’s always fun to try new places. But keep […]

Retailers are damn good at inventing gimmicks to separate us from our money. Whether it’s the price points they choose, how they sell their products, […]

Hybrid cars are good for the environment, and if you spend a lot on gas, they’re also great for saving money. But cars aren’t cheap, […]

One way to save on flights is to add a stopover on your way to your destination. Rather than booking a round trip with one […]

After college, I was lucky to find a job quickly. I counted on my blessing and entered the working world with enthusiasm. A few months […]

You’ve probably heard the phrase ” pay first yourself . “ This is a common method of achieving savings goals: when you get paid, set […]

Financial scams abound these days, from fake debt collectors to IRS scammers. Some of them are obvious, but others are quite complex. If you’ve ever […]

If you are into gambling with credit card rewards, you know that sign up bonuses can really pay off. Many credit card issuers return cashback […]

When you leave work, it seems natural to bring your 401 (k) with you. But in some cases, it makes sense to leave it where […]

Free flights and upgrades make travel incentive programs quite attractive. The only problem is that some airlines are not very flexible with them. They put […]

Companies make you think your loyalty is paying off, but that’s not always the case. When it comes to your auto insurance rate, your loyalty […]

Double income couples usually use one partner’s earnings as they see fit. One salary goes to meet basic needs and living expenses, while the other […]

The topic of emergency funds seems harmless enough. But in fact, there is quite a lot of controversy around them. Experts don’t always agree on […]

The cars are expensive, so obviously you want them to last a long time. This helps you find out which ones are the most reliable. […]