Category: Money

To keep our money safe, most of us have at least a checking account and a savings account. But many Americans don’t have a bank […]

The choice of insurance coverage is a risk reduction and a bet that a catastrophe will happen (or not happen). Car insurance – at least […]

You’re standing in front of the canned food section, holding your hand over the black beans, and trying to remember: Do I already have this […]

Last week, Congress agreed to raise the national debt ceiling , narrowly avoiding the first default in US history. While the crisis has been averted […]

When it comes to personal finance, the post-college summer is intimidating. After the hype around the release begins to die down, reality sets in. Your […]

While the fabled cashless society may eventually become a reality, for now, cash is still a pretty useful thing. There are still scenarios where you […]

Getting into college comes down to filling out forms. Even before you receive it, you must complete standardized tests , apply for admission and receive […]

It’s a sad fact of life: Quite often, the better you feel doing something, the worse it is for you, especially when you repeat it […]

Duty is a terrible word, but today it is a necessary part of moving around the world. Whether you want to rent an apartment, buy […]

You know the work never stops; how do i get the grind to start ? In addition to my main job of guiding you through […]

Earlier this year, Apple introduced the new Buy Now, Pay Later (BNPL) Apple Pay Later feature to select customers. The name is a play on […]

When it comes to deciding how much cash you should keep in your checking account , the right amount depends on your financial situation. That […]

Here’s my two cents: financial advice given by “experts” on TikTok or personal finance “gurus” on Instagram is always going to be a little crappy. […]

Like the rest of the world, colleges have gone digital, although this change is very recent. When I was a student in 2013, almost all […]

When it comes to your ability to save money, where you live can have a bigger impact than you think. So which states are easier […]

You go to college to get an education that will earn you a degree that will give you a better paying job in the future. […]

In fact, many marriages last for decades—contrary to popular belief, the divorce rate in the US has been steadily declining for decades , and the […]

Facebook may not be your social platform of choice in 2023, but if you’ve had an active account at any point in the last 15 […]

Last year , more than 50 million Americans received some form of financial assistance from their states. While these payments were not as large as […]

I used to laugh when I received an official document that told me to “keep a copy for your records”. My “notes” were a pile […]

With the never-ending prospect of a recession looming over our heads, building up your savings is a mental challenge. A tough economy is exactly when […]

Last month , the collapse of Silicon Valley Bank (SVB) was the second-biggest bank failure in US history . News of bank failures naturally causes […]

You probably think of your bank as a place to hide your money and it’s easy to forget that the bank is only too happy […]

From the most detailed travel plans to excruciatingly detailed journals and complex to-do lists : My life motto is: You have a goal, your goal […]

It’s worth starting to invest early . Even if your child is not yet old enough to count, let alone make smart financial decisions, you […]

Whether you’re deliberately ignoring some bad spending habits or falling victim to a larger lifestyle change trend, it’s easy to lose track of where some […]

While student loans are the talk of the town , anyone with a child who is in college knows how important scholarships are to get […]

The collapse of Silicon Valley Bank (SVB) and Signature Bank earlier this month was the second and third largest bank failures in US history . […]

Maybe you had to pay your dinner bill unexpectedly, or you needed to fill up your gas tank before your paycheck came in this week. […]

With the endless prospect of a looming recession , it seems like the only true certainty is that we all need to come to terms […]

For those looking to get started investing in the stock market, you will come across the pros and cons of individual stocks versus index funds. […]

As if paying taxes wasn’t painful enough, paying to file taxes adds insult to injury. How much you pay for preparing your tax return depends […]

Get ready to start paying student loans again . President Biden’s massive plan to ease student loans is currently before the Supreme Court , and […]

Investing in 529 College Savings Plans has always been risky. What if your child doesn’t need all the money you’ve saved? If their tuition turns […]

Credit score , which has a surprisingly long history dating back to the 19th century , is primarily used to assess how much risk you […]

If you live in fear of accumulating debt , you may be hesitant to pay any bills with a credit card. While you should, if […]

The Supreme Court heard the case to decide whether the Consumer Financial Protection Bureau (CFPB) was unconstitutional. (Spoiler alert: It’s fucking constitutional .) Still, when […]

You know that you need to pay your credit card bill on time, and that you should always pay enough to avoid having a balance. […]

When I was a kid, my grandmother slipped a two-dollar bill into my birthday card every year. I thought it was stingy, but it turned […]

The Supplemental Food Assistance Program (SNAP) , a federal initiative designed to help low-income Americans access more food, received temporary support in response to COVID-19, […]