Category: Personal Finance

It’s a few months until April, but as the year draws to a close, it’s time to start preparing our finances for tax season. If […]

When lenders give you money, they want to be sure you can get it back. If they think you are a “risky” borrower, this will […]

If your company doesn’t offer 401 (k), it’s fairly easy to start investing on your own. It takes one small step: opening an Individual Retirement […]

If you want to change your financial position, control is key. But it’s not always easy to feel like you’re in control, especially if you’re, […]

Budgets are easy to break. They are getting old; they become boring. Money blog Rags to Reasonable notes that budgets often fail because they lack […]

The down payment on a home is a lot of money. And it can be even larger, depending on where you live. Forbes lists the […]

Sometimes, spending money can really save you money . For example, if you buy cheap boots and change them often, you will save money in […]

Your home is probably the most expensive thing you will ever buy. Saving tens of thousands on your down payment may seem darn impossible, but […]

For a while, we expected the Federal Reserve to raise interest rates . This will affect everything from credit card debt to savings accounts and […]

If student loans are giving you a hit, refinancing may be a way to get some relief. This infographic will help you decide if this […]

Occupy Wall Street has defended 99% of the people. But this is a large number. Where do you actually go on this spectrum based on […]

The stock market has been pretty weak lately, and while that’s not cause for panic , now is a great time to take advantage of […]

It sounds crazy, but yes, personal finance can be exciting. Not like “we’re going to Disney World!” exciting, but more like “how great, I was […]

Here’s a weird way inflation has infiltrated your lifestyle: through your net worth. According to research, the more your home value increases, the more your […]

If you have little money to make a down payment or are looking for a low interest rate, you may want to consider a loan […]

Anyone with bad credit knows this can be a huge headache. Of course, it doesn’t seem to affect your daily life too much. But when […]

From parties to gifts and travel, it’s time to start thinking about your holiday spending. This means that you need to draw up a budget. […]

I worked for a while at a startup that paid in beans but offered great perks like laundry and on-site cook for a while. These […]

It takes so much to buy a new home that the whole process can be daunting. MyFICO offers a resource to help you navigate the […]

At first glance, working for free seems like a bad idea, but we’ve provided examples of when it can pay off. If you’ve ever made […]

When demand is high, Uber takes advantage of higher prices, which charge extra for the ride to your destination. But this high cost is easy […]

When you feel like you don’t have enough money for retirement, the answer is simple: work longer. It’s not a fun decision, but that’s all […]

You probably already know that your credit history can affect things like mortgage approval, loan interest rates, and so on. Unfortunately, bad credit can also […]

There is a reason the words timeshare and scam often go together: in most cases, buying a timeshare is a poor financial decision. Because of […]

Policy consolidation or “bundling” is a quick and easy way to save money on insurance, but your mileage will depend on where you live. Here […]

Chrome: The Honey browser extension is great for automatically issuing coupons. Instead of looking for a coupon code when you buy something online, the extension […]

Several years ago, I vowed to find out everything I could about investing in one day. It seemed like so much information, but I thought […]

There are only a few months left until 2016, which means the IRS has set several new limits on your retirement plans. We have them […]

People always seem to have questions about their financial priorities: invest or pay off debt ? Save 401 (k) in my job or open an […]

Lodging can be very expensive. One way to significantly cut costs is to split the rent with your roommate. Of course, your savings will vary […]

If you pay taxes and plan to retire in your golden years, you should probably know a thing or two about social security. No doubt […]

Deciding whether to live on campus or off campus can be tricky. And if you can live at home and travel to school, it complicates […]

Most of us know the basics of how credit card rewards work: you spend money, you earn miles, and later you redeem those miles for […]

If you want a decent value car without losing any depreciation, a used one is the way to go. But if you’re unsure of what […]

We all have different opinions about how our tax dollars are spent, and in forming those opinions, it helps us know exactly where they are […]

More and more American consumers are getting their new fancy chip credit cards in the mail. We will soon get used to changing our payment […]

Let’s say you get paid by the hour. And you want to figure out how much this will be in the form of an annual […]

Coupons save you money. And when you save money, you are happy. And that sounds great, except for one small problem: when you’re happy, you […]

Nobody wants to work until they die. Most of us hope we have enough eggs to spend the last few years of our lives traveling, […]

If you have been thinking about being a Sam’s Club member and have an AmEx card, perhaps now is the time to do so. By […]