Money Management Is Gradual, so Don’t Be Discouraged.
When you’re drowning in debt, managing your personal finances probably seems downright impossible. You read all these headlines about investing and financial independence and you just want to give up because you are so far from it. But don’t be discouraged – it takes time to get your money in order.
I didn’t get started with all of these complex personal finance like investing right away. At first I was just curious about how to get out of debt. Then I learned some tips on how to save on groceries and bills. After that, I learned about emergency funds. Then I read 401 (k) s and all.
Gaining control over my money was a gradual process, but each step brought me closer. Bearded Dragon Finance calls it a game of inches:
You never know when a small adjustment will lead to progress, which in turn will lead to more progress. Continuing the football analogy, have you ever seen an injured back pick up a few inches, giving their team a chance first and then the next rally – a 50 yard pass? This landing would never have happened if it hadn’t been for the few inches sampled in the previous play … In fact, there are just so many people trying to get their financial house in order, myself included. You start making small changes and, encouraged by your progress, continue to do more.
People don’t wake up suddenly knowing how to manage their money. They gain a few inches, then a few more, and suddenly walk across the field, gaining yards in chunks.
As noted in the post, small achievements go a long way. So if you’ve saved $ 20 a month on grocery bills, consider it a small step towards getting your finances in order. If you are paying off your debt, think of it as investing in your future .
The full version of the message can be read, so be sure to check it out at the link below.
Game inches | Bearded Dragon Finance