Category: Personal Finance

You already know that many of your financial decisions are not rationally made: prejudice bias, sunk cost error, and mental accounting all play an important […]

Considering the average student loan balance for Class 2018 is $ 29,800 , you’re probably looking for any help to pay off your debt. And […]

In her bid to become president, Democratic Senator Elizabeth Warren recently proposed a wealth tax for the super-rich (dubbed the Ultra-Millionaire Tax ) to combat […]

Sliding Path, Planned Date, Risk Management. Deciphering the terms in our retirement accounts can often seem like a translation of a foreign language. A recent […]

Nine state residents have some leeway when it comes to the April 15 US tax filing deadline. To be clear: in most cases this is […]

None of us have any money. At Two Cents, we often focus on maximizing your money by increasing your investment or adopting new ways of […]

If you’ve paid off your student loan, you know how euphoric it is to send the last payment. You are so happy to have freed […]

The Affordable Care Act requires relevant large employers or organizations with at least 50 full-time employees to send employees Form 1095-C , Offer and Coverage […]

Buying a home seems like a distant dream today for many people in the US, especially for those who live in high cost of living […]

Think back to the last time you sat down to complete a financial assignment. How did you feel before you log into your account or […]

Let’s say you’re browsing the black market for password leaks when you come across a bunch of airline miles. Interesting, you think, I also have […]

Here’s your annual reminder to contribute to the IRA by April 15th to potentially lower your 2018 tax bill. The contribution limit for IRAs (both […]

If you subscribe to TrustedID Premier from Equifax after break-scale data to credit bureaus in 2017, you will need to find a new credit monitoring […]

It has been a brutal few weeks in the media as BuzzFeed, the Huffington Post, Vice, Gannett and McClatchy have laid off thousands of employees. […]

One of Lifehacker’s core tenets is that not every hack works for every person. This is especially true with advice on money, because the individual […]

As January and its promise of renewal and resolution fade into distant light, we are left with the darkest part of the year. In much […]

Many of us rely on debit and credit cards in our daily lives. The survey, conducted by the US bank in 2017, showed that 50 […]

Who doesn’t love a surprise tax bill? Most people are expecting a tax refund this year thanks to the Tax Cuts and Jobs Act passed […]

January is drawing to a close and our month ends with no expenses . How are you doing? Personally, I achieved my main goal: I […]

Keeping tabs on retirement accounts can be tricky for the average American – more than 25 million workers were left behind when they switched employers […]

As you prepare to file your tax return, you may be wondering which software is best for you. There are many options, including newbies like […]

Today marks the start of the tax season, and between the ongoing government shutdown and the introduction of the 2017 tax law, it promises to […]

Your federal income taxes will look slightly different this year thanks to the Tax Cuts and Employment Act of 2017. Credits and deductions have changed, […]

Since tax season has officially begun, you may be daydreaming about what you are going to do with your refund : pay off some of […]

By now, you have received emails and letters with “important tax information attached” and investment reports for the end of the year, and most likely […]

How is your month going without spending, friends? In truth, I’ve had several issues in the past few days, including buying Etsy fueled by wine. […]

The Tax Cuts and Employment Act of 2017 changed a number of things in the tax code, including the question of how much some people […]

According to a 2017 Gallup report , the average person spends 90,000 hours of their life in the office, yet only one third of U.S. […]

If you have a health savings account associated with your high deductible health plan, you probably know you can use it to get your medical […]

Often the best advice is the simplest advice. Whether it’s money or productivity , seemingly insignificant things can make the biggest difference. Particularly in a […]

Many Americans rely on tax refunds to pay bills, fund bigger goals, or, this year, keep them afloat while they wait for the government to […]

If you are making good money or investing in a traditional IRA, you may be planning to convert your account to Roth for some tax […]

Tax season officially begins on January 28, and experts advise people to start filing this year if they don’t want their refunds to be delayed. […]

John S. Bogle, founder of the Vanguard Group and creator of the index mutual fund for individual investors, passed away on Wednesday. He was 89 […]

Over the past few months, lending companies have made several announcements of new “tricks” that consumers can soon use to improve their credit scores. The […]

Have you scheduled annual checkups for 2019? One consideration: preload all of your regular medical visits, check-ups, and check-ups early in the year. There are […]

This tax season promises to be … interesting as the government shutdown and new tax regulations collide, creating a veritable storm of confusion and inefficiency. […]

Can you smell it in the air? It’s tax season now, and we’re all trying to get the best possible compensation. This means using tax […]

One of the key investment issues is, of course, what to invest in . You know this has to be a mutual fund, right? You’ve […]

It may be time to rethink which date fund you are investing in, with a different calculation in mind. To summarize, set date funds are […]