Category: Personal Finance

The key to saving, as everyone knows, is spending less than you earn. So simple! But how can you control your spending when there are […]

If you have a credit card, in theory you should know how missing a payment or paying less than your total balance every month can […]

If you’re like most Americans, you may not have saved or invested a ton of money. And reading what you should or should be saving […]

Financial emergencies come to all of us, and when they arise, you need a cache from which you can get at least some of the […]

When you work full time, you can track your expenses and budget using a percentage of your income to try to figure out what you […]

Welcome to The Statement, Lifehacker’s new weekly personal finance newsletter. I’m Alicia Adamchik, author of the Lifehacker money article , and every Wednesday I cover […]

Skimming scams are all over the place, but according to Krebs on Security , another component that’s easy to prevent is scammers who write down […]

When you strive for self-improvement, there are countless books, apps, techniques, etc. that promise to “fix” you or help you become better than you can. […]

I have interviewed many career and money experts to seek advice on promotion. They usually give the same (good!) Advice: be prepared, investigate the situation, […]

There was hardly anything that did not frighten me in my youth. Sleeping alone in the dark, attending classes outside of my comfort zone, telling […]

A diversified portfolio is one of the keys to a successful long-term investment strategy. But can your assets be too diversified? Technically not – investors […]

As a reminder, even if you pre-froze your credit reports, you should check them for suspicious activity every few months. A credit freeze is a […]

There is no shortage of bonus credit cards, and as more players enter the game, redemption opportunities expand as well. But, as noted Dan Frommer […]

Think about the last time you had an awkward conversation or made a small mistake at work. What was your reaction? If you couldn’t stop […]

Few things are more frustrating than a canceled flight, especially in the US. You can wait for hours with your increasingly anxious fellow travelers, and […]

To form habits, financial or otherwise, you must make an effort. This often means making small changes or adjustments continuously over a long period of […]

Ask a financial professional when the “best” time to invest is and he will tell you: yesterday. Assuming you didn’t start yesterday, the next best […]

There are statistics for everything, especially for investing. Writers and financial experts love to spot little things from the markets and claim that they mean […]

Prepare for … ): title Prepare for … Running a small business is hard work, but we’re here to help. Welcome to Work Smarter, your […]

If you received a loan offer after an offer in which you “pre-approved” a certain product, you may be wondering how the lender made his […]

There is an application for everything, many promise to help people “fix” something in their life. For example, productivity apps will transform you into a […]

Interest rates are rising after years of stagnation, according to the Wall Street Journal, but conventional banks still offer customers an average of 0.10 percent […]

Medical billing errors are common, as we recently noticed . One way to catch a billing error is to check the charges against your health […]

A surprising number of new homeowners experience post-purchase regret, largely due to the unexpected costs associated with the purchase, according to a new survey of […]

Financial scams are on the rise, according to the FTC’s annual Sentinel Data Book report , but there are a few simple steps most people […]

Show me $ 1 and I’ll show you 10 “money gurus” who claim they can turn them into $ 2. These so-called experts are a […]

Exchange-traded funds are getting cheaper and cheaper for the average investor as several firms have introduced or expanded their free options over the past few […]

Whether you are traveling once a year or once a month, it makes sense to join the airline’s frequent flyer program. However, which one to […]

If you are working on your 2018 tax return, you need to make sure you double-check your IRA contributions and annual payments to avoid incurring […]

Understanding the interest cycle of your loan is one of the keys to getting rid of student loan debt. And one or two additional payments […]

One of the keys to reaching a consensus about money with your partner is open and honest communication. Scheduling periodic money checks – be it […]

Earning credit card points and earning miles may seem like the perfect way to pay for your dream trip. But as CreditCards.com points out , […]

If you have student loans, one of the keys to paying off your balance sheet is understanding your interest rate and how it works. Depending […]

Don’t be fooled. Card skimming, in which an illegal reader is connected to a payment terminal, is a widespread financial scam, especially at a gas […]

When fraudulent payments appear on your credit card statement or are flagged by your card issuer, you know to void your card and report them […]

When it comes to following standard financial advice, many of us would say that we actually have three to six months’ living expenses saved in […]

Apple and Goldman Sachs will launch a joint credit card this spring, according to the Wall Street Journal . The card is expected to be […]

When it comes to retirement investing, as we’ve said several times, simpler is often better. And the first step to making investing easier and more […]

If you have contributed to a 401 (k) or IRA for several years, you might like your current balance. You know you will have to […]

So you followed our advice and filed your tax return early in the year, only to find that lo and behold, you really owe money […]