Category: Personal Finance

A diversified portfolio is one of the keys to a successful long-term investment strategy. But can your assets be too diversified? Technically not – investors […]

As a reminder, even if you pre-froze your credit reports, you should check them for suspicious activity every few months. A credit freeze is a […]

There is no shortage of bonus credit cards, and as more players enter the game, redemption opportunities expand as well. But, as noted Dan Frommer […]

Think about the last time you had an awkward conversation or made a small mistake at work. What was your reaction? If you couldn’t stop […]

Few things are more frustrating than a canceled flight, especially in the US. You can wait for hours with your increasingly anxious fellow travelers, and […]

To form habits, financial or otherwise, you must make an effort. This often means making small changes or adjustments continuously over a long period of […]

Ask a financial professional when the “best” time to invest is and he will tell you: yesterday. Assuming you didn’t start yesterday, the next best […]

There are statistics for everything, especially for investing. Writers and financial experts love to spot little things from the markets and claim that they mean […]

Prepare for … ): title Prepare for … Running a small business is hard work, but we’re here to help. Welcome to Work Smarter, your […]

If you received a loan offer after an offer in which you “pre-approved” a certain product, you may be wondering how the lender made his […]

There is an application for everything, many promise to help people “fix” something in their life. For example, productivity apps will transform you into a […]

Interest rates are rising after years of stagnation, according to the Wall Street Journal, but conventional banks still offer customers an average of 0.10 percent […]

Medical billing errors are common, as we recently noticed . One way to catch a billing error is to check the charges against your health […]

A surprising number of new homeowners experience post-purchase regret, largely due to the unexpected costs associated with the purchase, according to a new survey of […]

Financial scams are on the rise, according to the FTC’s annual Sentinel Data Book report , but there are a few simple steps most people […]

Show me $ 1 and I’ll show you 10 “money gurus” who claim they can turn them into $ 2. These so-called experts are a […]

Exchange-traded funds are getting cheaper and cheaper for the average investor as several firms have introduced or expanded their free options over the past few […]

Whether you are traveling once a year or once a month, it makes sense to join the airline’s frequent flyer program. However, which one to […]

If you are working on your 2018 tax return, you need to make sure you double-check your IRA contributions and annual payments to avoid incurring […]

Understanding the interest cycle of your loan is one of the keys to getting rid of student loan debt. And one or two additional payments […]

One of the keys to reaching a consensus about money with your partner is open and honest communication. Scheduling periodic money checks – be it […]

Earning credit card points and earning miles may seem like the perfect way to pay for your dream trip. But as CreditCards.com points out , […]

If you have student loans, one of the keys to paying off your balance sheet is understanding your interest rate and how it works. Depending […]

Don’t be fooled. Card skimming, in which an illegal reader is connected to a payment terminal, is a widespread financial scam, especially at a gas […]

When fraudulent payments appear on your credit card statement or are flagged by your card issuer, you know to void your card and report them […]

When it comes to following standard financial advice, many of us would say that we actually have three to six months’ living expenses saved in […]

Apple and Goldman Sachs will launch a joint credit card this spring, according to the Wall Street Journal . The card is expected to be […]

When it comes to retirement investing, as we’ve said several times, simpler is often better. And the first step to making investing easier and more […]

If you have contributed to a 401 (k) or IRA for several years, you might like your current balance. You know you will have to […]

So you followed our advice and filed your tax return early in the year, only to find that lo and behold, you really owe money […]

You already know that many of your financial decisions are not rationally made: prejudice bias, sunk cost error, and mental accounting all play an important […]

Considering the average student loan balance for Class 2018 is $ 29,800 , you’re probably looking for any help to pay off your debt. And […]

In her bid to become president, Democratic Senator Elizabeth Warren recently proposed a wealth tax for the super-rich (dubbed the Ultra-Millionaire Tax ) to combat […]

Sliding Path, Planned Date, Risk Management. Deciphering the terms in our retirement accounts can often seem like a translation of a foreign language. A recent […]

Nine state residents have some leeway when it comes to the April 15 US tax filing deadline. To be clear: in most cases this is […]

None of us have any money. At Two Cents, we often focus on maximizing your money by increasing your investment or adopting new ways of […]

If you’ve paid off your student loan, you know how euphoric it is to send the last payment. You are so happy to have freed […]

The Affordable Care Act requires relevant large employers or organizations with at least 50 full-time employees to send employees Form 1095-C , Offer and Coverage […]

Buying a home seems like a distant dream today for many people in the US, especially for those who live in high cost of living […]

Think back to the last time you sat down to complete a financial assignment. How did you feel before you log into your account or […]