Category: Personal Finance

While you think about your own financial lessons from last year, take a look at some of the most popular stories here at Two Cents […]

So far, many Democratic presidential candidates want to raise taxes on the rich to fund their political plans. But what does this actually mean? There […]

You may already be wary of gas station skimmers that can steal your payment information from your card reader. Now Visa has warned of a […]

If you’re on holiday shopping this year, invest in the highest quality products. Buy a better version of something inexpensive, not a cheaper version of […]

While browsing your Facebook feed, you may have seen videos of Snoop Dogg promoting a debt relief program from the so-called Debt Council. “If you […]

Closing a credit card does not always improve your credit score. For example, closing your oldest credit card can reduce the overall life of the […]

After Boris Johnson’s victory in the UK elections, you’ve probably seen a lot of headlines that Brexit is bound to happen. But not everything is […]

Just before the new round of tariffs was due to take effect, the US and China announced a limited agreement to end the trade war. […]

We found it interesting to choose the perfect emoji when sending or requesting money from friends on Venmo. It shouldn’t be that much fun, but […]

You may have already started thinking about where 2019 has taken you and what you want to focus on in 2020. You are planning a […]

I’ve had my share of roommates, including more than once in one of those group homes where it seems like a new roommate appears every […]

You’ve probably invested in a 401 (k) or IRA, but you may not know how to actually read your investment reports. The portfolio uses a […]

If you want to support a non-profit organization without donating money, you can devote your time to volunteering or spreading the word about their work. […]

Writing a will requires a significant amount of effort, both mentally and emotionally. This not only forces you to confront your own mortality, but it […]

While you were counting the days until 2020 so that we can avoid this exhausting year, a new trade deal was closed yesterday. House Democrats […]

With a $ 1,000 price tag – or more! It’s hard to imagine buying a new iPhone right away. You can set up a data […]

I started preparing for next year’s taxes this October. By the first week of November, I had sent my CPA a prepared document listing my […]

I have had the same phone number since 2003 and my father had used the same phone number for at least five years before that. […]

You can securely tip your dog, hairdresser or nanny for their time and services. But do you remember giving the same people a tip or […]

Just a few years ago, buying up cryptocurrency was all the rage. In theory, you could spend a little bit on Bitcoin or one of […]

In my post yesterday, “ How to Budget Contingencies,” I described paying off funds as “one of the best ways to budget,” which means it’s […]

For most people, it is not difficult to have health insurance. Even if you are fairly healthy, you want to be sure that in the […]

We’ve all been there: you budget, you start shopping according to your budget, and then you get stuck with some spending that isn’t in your […]

If you have several different bonus credit cards, it can be difficult to keep track of which card gives you which benefits. Some cards give […]

If you have a lot of credit card debt and monthly interest is increasing, a credit card with a balance transfer can be a great […]

Joe Biden said his presidency will make college and healthcare more accessible, while pushing the country towards more renewable energies. Sounds great! But these changes […]

If you have more than one credit card, you’ve probably received offers to transfer the balance to one of your other cards – probably one […]

Amazon offers everything you can imagine at prices that are usually better than the competition. But there are a few things that just aren’t right […]

Your new apartment will be great! That is, until you find out that your new roommate is a nightmare, or until your landlord turns out […]

When PayPal announced last month that it would acquire Honey, a browser extension and app to help you find coupon codes and deals when shopping […]

I woke up at 5:15 am this morning to shop on Cyber ​​Monday. Within an hour, I had bought everything on my holiday gift list […]

As a budding investor, you are often encouraged to index funds as a place to start your wealth-building journey. But how do you even begin […]

For the past four years, my job has required all ads and brochures to be read in the days and weeks leading up to Black […]

Here’s another tricky topic for the whole family this holiday season: the gold and silver scam. The Quartz investigation detailed these scams , as a […]

Every business you can think of has a Black Friday sale, including car dealerships. Sure, you might not have thought about putting the car on […]

It was time for pies, eggnog, resisting the urge to “call out to your parents” and stealing the packaging. What a mixed bag. But stealing […]

Credit card rewards can be redeemed for anything: statement credits, flights, hotels, gift cards, charitable donations, merchandise, and more. And of course, some of us […]

Feeling a little guilty about how much you’ve saved (or didn’t) for your retirement? Maybe you actually took money out of your retirement accounts long […]

If you have any doubts about the accuracy of each medical bill you receive, it may be time to be more skeptical. Only 33% of […]

Most of us have used a coupon at some point, whether you retrieved it from a newspaper insert or opened it through an app. But […]