How to Set an 80/20 Budget
When you are budgeting, you will likely receive advice on how to focus on saving as early and often as possible. “Treat your savings like […]
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When you are budgeting, you will likely receive advice on how to focus on saving as early and often as possible. “Treat your savings like […]
Continue reading »One of the reasons we like prepaid phone service is that you will not (usually) be bound by a carrier contract for any length of […]
Continue reading »If you live by the old Ben Franklin quote, you know that the only two things we can count on are death and taxes. But […]
Continue reading »What is the secret of investing? In fact, it does not exist. Investing doesn’t take long and pays dividends ( literally ). We are often […]
Continue reading »When the CARES Act was passed in March, it became easier for people to access money in their retirement accounts if they faced financial hardship […]
Continue reading »Planning a tax-free wedding takes a very practical person, but most people think about the financial benefits of marriage before tying the knot. Timing can […]
Continue reading »You are out of debt and you have started to channel your money towards your next big financial goal: buying a home. For a long […]
Continue reading »So, you have a debt and you want to get rid of it. Great! But when it comes to researching strategies and tips for paying […]
Continue reading »People worried about mortgage payments during the pandemic will receive a long grace period from the government. The Federal Housing Finance Agency announced last week […]
Continue reading »So far, we’ve covered the settings for two budgeting methods that focus on broad categories and change your allocation to each: 50/20/30 budget and 60/40 […]
Continue reading »After several months of working from home and only at home, you may be thrilled by the prospect of returning to the office. Common microwave […]
Continue reading »If you are tired of using third-party services to track your expenses – either because they are not as useful as you thought, or you […]
Continue reading »If the economic fallout of the pandemic took you out of your job this spring, you will likely spend your state unemployment benefits plus an […]
Continue reading »Free trials are a convenient way to check if you really want to pay for the streaming service or just watch a specific show every […]
Continue reading »When this happens, it happens quickly: one day you feel like you are in control of your debt, but the next thing you realize is […]
Continue reading »So you’ve started a new job and the company is offering stock options as part of its benefit package. You may not understand what this […]
Continue reading »You may not yet enjoy driving too far from home, but you are ready for the trip and a change of scenery. Great, but look […]
Continue reading »Since tax day has been moved from April 15 to July 15, this means that the renewal application deadline has been postponed as well. This […]
Continue reading »With jobs across the country closed abruptly due to the coronavirus outbreak, many people had to get used to working from home quickly. At best, […]
Continue reading »If the thought occurred to you that you might want to buy a home this year, you are probably on an emotional roller coaster. First, […]
Continue reading »Tax Day is approaching. You forgot? I don’t blame you. America’s worst annual vacation was pushed back from April 15th to July 15th back in […]
Continue reading »One of the problems with budgeting is that if you get too detailed while still trying to conceptualize your financial obligations, you will probably throw […]
Continue reading »When you decide to make a charitable donation, you need to make sure that as much of your money as possible goes to the right […]
Continue reading »The IRS began reopening its phone lines after the coronavirus pandemic forced it to close call centers. But you can still find it difficult to […]
Continue reading »Let’s face it: money management is tricky and most of us are not as good at it as we could (or should) be. From taxes […]
Continue reading »In one of my first “real” jobs, I worked on a project with a group of workers who were known to be manipulative. However, I […]
Continue reading »If you’re using a bonus credit card to cash in on the ride, you’re probably biding its time and holding on to those points and […]
Continue reading »If you order a lot on Amazon – or if you take full advantage of the benefits of Prime video and Amazon Music, the $ […]
Continue reading »After several months of discussions, a short period of optimism, and then the start of a global pandemic, it became officially declared: we are in […]
Continue reading »If you can donate money to organizations working to combat police violence or systemic racism, consider making your donation a regular monthly payment rather than […]
Continue reading »You might consider taking advantage of the volatile market by investing your savings or incentive check. But according to Ramit Sethi, author of I’ll Teach […]
Continue reading »Since the U.S. government began distributing payments related to the economic impact of the coronavirus in April, millions of people have been anxiously checking the […]
Continue reading »J.Crew, Neiman Marcus, JCPenney, Pier 1 Imports: These are just a few of the retailers who filed for bankruptcy during the coronavirus pandemic. Filing for […]
Continue reading »In contrast to the gloom that has reigned over the economy since the start of the coronavirus pandemic, the country’s employment status actually improved in […]
Continue reading »If you took the required minimum allocations from your traditional IRA or 401 (k) in 2020, you may be able to get them back. The […]
Continue reading »There are many different budgeting methods you can try to determine the best way to manage your money. But while budget guides may mention these […]
Continue reading »As protests against racial injustice and police brutality continue across the country, you may have heard calls to support black-owned businesses. The pandemic and its […]
Continue reading »Finally dumped the junk mail that was piling up on your kitchen table? The benefit payment you were waiting for to send to the government […]
Continue reading »There are now many organizations that need funding to tackle police brutality and racial injustice. We’ve compiled a list of options , and you’ve probably […]
Continue reading »The question of how much money you should have accumulated by the time you reach a certain age is a persistent question in personal finance […]
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