Category: Credit Cards

Monitoring your credit report is more important than you think. Even if you haven’t noticed anything as serious as identity theft (knock on wood), small […]

Missed bill payments happen to the best of us, and in many cases, fixing it is as simple as covering the balance and moving on […]

When you get your monthly credit card statement, you’re probably just checking the minimum amount you owe to keep your account current. However, you can […]

Late payments can hurt your credit score, especially if you stop paying on loans or credit cards for an extended period of time. And while […]

When you’re looking at personal finance tips, ” raising your credit score ” gets all the hype—and understandably so, since credit scores are checked when […]

Although I consider myself an avid traveler (18 countries and counting), there was a time when I paid little attention to my travel rewards credit […]

When most people talk about credit scores, they are talking about your overall FICO score, which is what lenders are most likely to use. FICO […]

Choosing your credit cards carefully can help you earn rewards—from points and miles to cash back—and get useful benefits (everything from DoorDash credits to airport […]

Large expenses, planned or unavoidable, may require the use of a credit card. In fact, even if you can pay cash for something, there are […]

A credit card is both useful and dangerous. On the one hand, opening a credit card (essentially having a high-interest loan in your pocket) helps […]

You’ll never have to choose the newest, shiniest credit card because it’s the one you see in an ad or promoted online. Instead, choosing the […]

Adding an authorized user to your credit card is a great way to help someone increase or rebuild their credit . However, it is important […]

For the most part, you will rarely have to cancel your credit card . But let’s say that, for one reason or another , you […]

If you’re purchasing a revolving loan, you have a few different options. While both lines of credit and credit cards offer flexible borrowing options, they […]

A virtual credit card is a unique, temporary card number linked to an existing credit card account. It functions like a regular credit card for […]

It’s one thing to get a credit card when you have no credit history , but what if the history you do have isn’t very […]

Credit card balance transfers are a useful but often misunderstood tool. When used strategically, they can pave the way to debt reduction and financial stability. […]

If you have a balance on your credit card, you pay interest. First things first: figure out how to avoid those interest charges altogether. Otherwise, […]

If you’re low on cash but have available credit on your card, the cash advance feature on your credit card allows you to borrow money […]

There are two main reasons why people consider paying off their mortgage with a credit card: either to earn credit card rewards or because they […]

If you carry a balance on your credit card month after month, you’re likely paying interest. First things first: It’s best to avoid charging this […]

Most of us will experience times when we need to carry a balance on our credit cards. Whether it’s an unexpected expense (like car repairs […]

Is it possible to get a credit card without a credit score? Not having a credit history can make it difficult to get approved for […]

When you apply for a loan, credit card, or apartment, you’ll likely see references to “hard inquiries” and “soft inquiries” on your credit report. To […]

Apparently, more than a third of us use credit cards for purchases just to earn rewards. It’s easy to see why: rewards, miles, and points […]

Having a good credit history is essential to qualifying for a loan, getting approved for a lease, and even getting hired for some jobs. However, […]

In today’s world of rampant identity theft and data breaches, protecting your credit has become vital. The two main tools you can use to protect […]

Credit card points and airline miles are strange aspects of the modern economy. For one, they ‘re not really worth that much —air miles, hotel […]

If your credit reports contain inaccurate or unverifiable negative information, it can seriously harm your credit score. This can make it difficult or impossible to […]

I was recently given an adorable, kitschy magnet, and as I put it away in my wallet, I couldn’t seem to remember: Do magnets spell […]

A credit freeze is one of the most effective ways to prevent anyone from opening new accounts using your stolen identity. It’s free and doesn’t […]

If you’re looking for an easy way to potentially boost your credit score , you might want to try the 15/3 credit card payment option. […]

The Consumer Financial Protection Bureau (CFPB) on Tuesday published a new rule limiting late fees on credit cards. The move reduces typical late fees from […]

If you’re feeling strapped for holiday shopping inflation this year but still want to buy gifts for family and friends, your hard-earned credit card rewards […]

While there is no magic number of credit cards you can keep in your name, I have repeatedly recommended trying to balance at least two […]

While most of us focus on paying on time to avoid interest and fees, have you ever wondered what happens if you overpay on a […]

For those who don’t like risk like me, the biggest problem with your first credit card was not to use new plastic too often. Quite […]

When you spot an unfamiliar charge on your credit card statement, you want to act quickly. No need to panic – federal law limits your […]

Prime Day 2023 is just around the corner. This year it falls on Tuesday 11 July and Wednesday 12 July. And if you buy an […]

Use your credit card the right way and you can build a credit history that will save you thousands of dollars throughout your life. On […]