Here’s Why Microsoft Is Ditching Passwords for New Accounts
Microsoft is taking another big step toward eliminating passwords by setting new accounts to “no password by default.” New users will be prompted to set up access keys when creating their Microsoft accounts, leaving passwords behind.
The company has offered password-less sign-in options for Windows 11 and Microsoft accounts for several years, and expanded passkey support to Windows, Android, and iOS in 2024. It’s a big change, but for good reason. In fact, it could make Microsoft accounts more secure and make many scammers’ phishing tactics obsolete.
Benefits of Access Keys
Not only are passkeys easier to use than passwords when combined with other forms of two-factor authentication (2FA), such as SMS codes and authenticator apps, they’re also more secure . Access keys are cryptographically generated, stored on your device, and encrypted by default, making them immune to phishing and other cyber attacks. Without access to your device, attackers will not be able to hack your accounts.
Instead of creating a complex password that you then need to securely store (or remember), a device-based passkey allows you to quickly sign into your accounts using biometrics, such as your face or fingerprint, or credentials, such as your PIN or password.
Access keys are used by default in new Microsoft accounts.
Going forward, new Microsoft accounts will be “passwordless by default.” When you first register, you’ll be asked to enter your email address and verify it with a one-time code—without having to create or save a password. After entering the OTP, you will be prompted to add a passkey using your face, fingerprint, or PIN. The next time you log in, you will do so with the access key you selected.
You can skip setting the password and come back to it later (click “Skip now” in the pop-up window). Microsoft will set the default “best available” passwordless login method for your account, which can be a one-time code or an active passkey.
Existing Microsoft users can manage access keys and remove passwords in the Settings app under Accounts > Access Keys . According to Microsoft’s announcement detailing this change , the company intends to eventually phase out password support entirely.