Have a Nice Day of Financial Fraud
Keeping a strict financial plan is a lot like following a healthy diet. You do this because you know it will help you feel good now and tune in for the best possible future.
But let’s be honest, being “responsible” for your money is often difficult and boring , especially when you are trying to break bad habits or form new, stable ones. So, as with any diet, it’s okay – maybe even beneficial – to have a cheat day from time to time.
Some proponents of the personal finance opinion ( like this guy ) are absolutists who will tell you that if you are not thrifty and responsible with your money 100% of the time, you are doomed to fail in this life. I’ve written about my feelings about this before, but it’s worth repeating: if your financial life is okay in general terms, why not have some fun with your money?
We often focus on ways to save money: S pending freezes , savings games, and rules about what we can buy and when. But this mentality assumes that you are spending money by default and you need to put in extra effort to save. Scheduling cheat days is one way to change this scenario.
In the same way that errands leave can help you be more productive after you get back to work, financial fraud day is a way to reboot and refresh your mindset. I am not suggesting that you devote yourself entirely to the Tom Haverford and Donna Migle-inspired yo ‘Self treatment, but rather devote yourself to any “extra” activity or product you love to spend money on, but not in most cases – say, get a pedicure or go out for dinner. with friends. Spend your money on a bottle of the best wine or an extra dessert to take home while you’re there and enjoy. There is no need for wine.