How to Get Started With Apple Pay Cash
Apple finally made Apple Pay Cash available this week, a Venmo iPhone competition. With it, you can send and receive cash from friends, just like you can with services like PayPal, Square, and Venmo using iMessage on your iPhone. It’s very easy to use, but it can be a little confusing if you’re not sure what you are doing.
To use Apple Pay Cash, your phone must have iOS 11.2 loaded. If you don’t already have it, now is a good time to update it.
To use Apple Pay in cash, you also need to enable two-factor authentication. To do this, go to Settings, then iCloud, then select Password & Security and Two-Factor Authentication.
You will also need to add your credit or debit card to the Wallet app. To do this, open the “Wallet” application on your phone and click the “+” icon in the upper right corner to add a card.
After you’ve done all this, the first time you open the message, you will most likely receive a message that Apple Pay Cash is now available. You can click Continue on this prompt to continue and dive into the setup, you can also access the setup menu manually by going to Settings and then Wallet and Apple Pay.
Basically, Apple creates a debit card with this. You will see it in the Wallet app as an Apple Pay Cash card.
To use it, you need to verify your identity. You will probably do this during the step-by-step process, but you can also do this by pressing the I button on that Apple Pay Cash card and then Verify Identity. From there, you will need to provide things like your social address, birthday and home address, and possibly a photo of your driving license.
Once everything is set up, it works just like any other bank account.
You can send money by tapping the message icon next to where you can write a note to a friend, and then choosing Apple Pay Cash from the list of supported apps. From there, you simply enter the amount you want to send.
Apple Pay Cash essentially works like a new bank account. Money received from friends will remain in your Apple Pay Cash account until you withdraw it, and if you already have funds in your account, it will be what your friend pays when you send money. , and not a new debit from your card.
If all of your friends are Apple users, then splitting your lunch bill will be even easier.