Category: Personal Finance

We know that most credit cards have late payment penalties or balance transfer fees. But there are some you might not expect, such as overseas […]

If you’ve ever had your identity stolen, you know it’s a scary, stressful experience. One unusual way to prevent this? Loan freeze. This is unusual […]

When you start getting your finances in order, it’s exciting. You see the basic concepts and rules of personal finance in action, and after a […]

Owning a home comes with a lot of responsibility. And early adopters are often caught off guard by the maintenance and repair issues that can […]

It’s not the most exciting thing to do, but making a will is important . Even if you are single and have nothing to do […]

Banks don’t offer interest rates as high as they used to, so we tend to get excited when we see something above 0.25%. Several banks […]

You may be several years away from retirement. But when the time comes, you will want to withdraw your money strategically. Taxes and time are […]

Eating out can be expensive. If you plan on dining out, make more profit with the high-low method. Yes, we know that the best way […]

It is a myth that you have to be rich in order to invest. It helps, but you can actually start investing with very little […]

It is difficult to put this exact number, but there are roughly 100 million homeless people around the world . If you’ve ever been one […]

Losing a job sucks for everyone, but when you’re in debt, it’s even worse. Your debt relief goals are not being met, or worse, you […]

Quitting smoking is obviously good for your health, but it can also be good for your finances. In addition to saving money on cigarettes, you […]

You’ve probably heard a thing or two about unclaimed money or property. In fact, we’ve told you how to find it . If you forget […]

If you ever want to retire, you have to start saving money for it , which means you have to come up with a plan. […]

If you can do that, then paying off your mortgage early seems like a smart enough idea. But some choose to invest rather than spend […]

If you are short on money and need a refrigerator or furniture, you may be tempted to rent out. These are home appliance and furniture […]

Money is math, but personal finance is directly related to thinking. Chances are, if you want to stick to a financial goal, you will have […]

Many of us find it difficult to ask for something, and this does not contribute to good negotiation skills. Self-help guru Ramit Sethi calls out […]

People believe that in order to invest, you need to be rich. They think it is too risky to invest. They think they are already […]

You can save a lot on car rental without taking out insurance. If you paid for your rental with a credit card, you are most […]

Strong credit can help you buy a car or get a decent mortgage rate. If you want to improve your rating, you may want to […]

It is not interesting to think about what happens when you die. This is quite frustrating, but it is important to discuss this issue with […]

The $ 20 gimmick is a bit of an urban legend, but a lot of people use it regularly and say it works. If you’ve […]

If you are looking to buy a home, there are a number of different rules for deciding how much you can afford. The bottom line […]

We all want to reach the point where we don’t have to work to earn our living. We want to relax and enjoy life without […]

When you’re in debt or just trying to break the paycheck to paycheck cycle, the thought of money can be stressful. Yes, it helps to […]

If you travel frequently, hotel rewards can be a great way to cut costs. From time to time you get a freebie; the hotel chain […]

So you’re ready to start investing in building your nest . This is great, but there are a few important things to consider when you […]

When you are married, buying a home is usually a joint process with your spouse. But when it comes to getting a mortgage, sometimes it […]

For most of us, the interview is intimidating. You are here and you want to provide impressive and convincing answers. For this to happen, avoid […]

Money can’t buy happiness, but what you spend it on can affect your satisfaction. Plus, how you pay also affects your happiness. To get the […]

You probably know that saving for retirement is a big deal. If you like the idea that you can ultimately enjoy life without relying on […]

We’re big fans of automatic bill payment. It’s fast and effortless. But there is an added bonus to automatically paying your student loan bill: you […]

We all know that small spending habits add up, but they can add up to more than you think. It’s easy enough to calculate a […]

Negotiating is more difficult for some of us than for others, and salary negotiations can be especially intimidating. If you’ve done it successfully, please tell […]

It’s always interesting to know how it influences our buying behavior. Of course, advertisers manipulate our habits, but our brains obey them because deep down […]

When you are trying to clean up your finances, there is usually a question of compromise. Pay off debts or save for an emergency ? […]

Interest can build up quickly. So when you go into business or save money, you want to know what your interest rate is. The problem […]

It sounds counterintuitive, but a waste of money can benefit your budget. If you plan for the occasional luxury, you avoid the risk of cost […]

You may think that your parents’ money is none of your business, but in fact, you may be hooked because of their bad habits. You […]