How to Have a Cost-Effective Weekend That Won’t Suck
Most of us probably have some kind of financial resolution to spend less and save more . But the idea of ”cutting costs” can be abstract and elusive. It’s like saying you want to “learn how to cook” without even choosing a recipe or purchasing the necessary ingredients. Instead, try starting small by setting one specific, achievable goal that will create excitement this year: a no-spend weekend.
This is exactly what it sounds like: going 48 hours without handing over cash or swiping cards. A no-spend weekend can be a great way to reset your finances , avoid impulse purchases , and appreciate what you already have . With some planning and self-control, you can go an entire weekend without spending a penny. Here are some tips to help make your no-spend weekend a success.
Plan ahead
It is very important to give yourself time to prepare. Make a list of everything you’ll need for the weekend – food, entertainment, gas, etc. – and purchase the necessary items in advance. Cook and stock up on groceries on Friday so you don’t have to go to the store. You don’t have to be a great cook to cook delicious, cheap food .
Of course, don’t overdo it, or you risk spending more money than you could have spent over the weekend. Your goal here is to make sure you have everything you need and nothing you don’t. This weekend is all about eliminating the temptation to make impulse purchases or spend money on extra drinks you don’t really need.
Find free classes
Find free events happening locally, such as outdoor concerts, museum days, or walking trails. Look for online event calendars and local blogs. You can have fun without spending money.
Leave your cash at home
Only bring what you absolutely need for the weekend. If you have extra money in your wallet, you’ll likely make an exception and spend “just a little.” Leave it at home so it doesn’t burn a hole in your pocket.
Stay away from temptation
Don’t torture yourself by hanging around places where you like to spend money, such as your favorite store or cafe. The temptation to spend “just a few dollars” can be too great. Find entertainment in areas where shops and restaurants are scarce. And if you’ve planned well, Sunday grocery shopping can wait.
If you find yourself reaching for your wallet, consider stopping and making a case for it. I don’t just mean in your head: physically write down a compelling argument for why you need this item during your non-spending weekend. Otherwise, put it off until Monday. You may find that your desire to buy the item has subsided anyway.
Be transparent about your budget
There are two main benefits to letting others know you’re sticking to a budget. First, good friends will respect your boundaries and be less likely to pressure you into spending more than you’re comfortable with.
Second, you are more likely to be held accountable. Instead of feeling the need to spend, you will feel the need to save. The key here is to be casual but firm. You don’t want others to feel like you’re complaining, asking for help, or judging their spending habits.
Reward yourself (a little) later
When you manage to get through the weekend without spending, treat yourself a little. For any restrictions to really work , you also need to be flexible and gentle with yourself. Otherwise, you risk financial overeating – overspending or completely abandoning your budget. Forming a healthy relationship with money means being thoughtful about it. Ask yourself: “How do I expect this purchase to make me feel? How do I want this to make me feel? What feelings am I trying to avoid by buying it?
At the very least, spending-free (or minimal- spending) weekends will help you become a better spender. But with smart preparation and avoiding temptation, you can easily go 48 hours without spending any money.