In Every Store You Can Get 3% Cashback With Apple Card
I use Apple Pay for everything. It’s fast, secure, and best of all, it gives me 2% money back on my Apple Card. However, some stores don’t stop at 2% cashback – participating retailers offer 3%. So if you want to squeeze every cent of your credit card rewards out of your purchases, you might want to consider choosing these stores over alternatives whenever possible.
As a reminder, your Apple Card has three different cashback tiers: when using a physical card, you get 1% cashback everywhere; when using Apple Pay in person or online, you get 2% back; when you use Apple Pay in person or online at one of the following retailers, you get a 3% refund. This money is automatically added to your Apple Cash card, which you can use for other purchases, use to pay your Apple Card bill, or deposit into a bank account.
Which stores give back 3% cashback when using Apple Pay with an Apple Card?
Apple adds to this list from time to time, so we’ll update it as the situation changes. Currently, stories that give you 3% cashback back for using Apple Pay with an Apple Card include:
Ace Hardware : Ace Hardware is the latest store added to Apple’s 3% cash back program. Earn extra cashback points by shopping at their stores versus the competition.
Apple : It’s probably not surprising that Apple is one of the companies on this Apple Card list. Any Apple Pay purchase you make at the company, whether you’re buying an iPhone or an app, gets you 3% cash back.
ExxonMobil : Gas prices are high these days and every cent saved helps. You’ll receive 3% cashback when you use your Apple Card at ExxonMobil gas stations, including both at the gas station and when shopping at adjacent stores.
Nike : Like gas prices, Nike products are expensive, so it’s good that you can get an extra 1% cashback when you use Apple Pay with your Apple Card. Just be aware that you cannot use this 3% discount at Nike stores outside of the US.
Panera : Panera gives you 3% back on their soups, salads, and sandwiches, but not in locations outside of the US. This also does not apply to orders through third-party apps, online purchases with plastic gift cards, or gift card purchases under the Wholesale Gift Card Program.
T-Mobile : AT&T may have been the exclusive carrier of the iPhone for a while, but T-Mobile is currently the exclusive carrier for the 3% Apple Pay refund. You can earn these rewards when you shop at T-Mobile stores or pay your T-Mobile bill. However, this program does not apply to authorized T-Mobile dealers.
Uber / Uber Eats : You can earn more money by choosing Uber for ride sharing and Uber Eats for food delivery. Now that you have extra cash, don’t forget to give the driver a good tip.
Walgreens : Funny, Apple is the one that advertises Walgreens the most in their entire 3% cashback program. However, you will not be able to get a 3% refund at Sprint Express and independent healthcare providers, including Walgreens Optical and Walgreens Hearing. You will also not receive any rewards when using third party delivery apps.