Most Popular Personal Finance Posts 2015
Keeping money in order is not an easy task, and most of us need all the help we can get. Here are some of our best financial guides, explanations, and tips from 2015.
The wages required for the “middle class” in each state
“Middle class” has no definite official definition. But the Pew Charitable Trust defines this as households that earn 67 to 200 percent of the state’s median income. Based on this metric and some statistics, Business Insider has compiled a list of how much you must earn to be considered middle class, based on your state.
It’s too expensive to be poor
Some people think it’s easy to be poor. You don’t have enough money to buy a lot of things, so you have to buy fewer things. But actually it is not. When you’re broke, you can’t do all the little things that will improve your budget in the long run. In fact, it costs more to be poor.
How to program your mind to stop buying unnecessary bullshit
We all buy things from time to time that we really don’t need. It’s okay to appeal to your desires from time to time, if everything is in your hands. If you’re struggling with clutter, impulsive shopping, and shoppers’ remorse, here’s how to get your mind in the right place before you even step into the store.
What to do if your employer just stops paying you
You may have a great job, love your coworkers, and get along with everyone, but these things do not provide a stable paycheck. If your employer suddenly stops paying you, either with a promise to pay you back later or without any explanation, you are eligible. Here’s what you need to know.
Six things you probably didn’t know were up for discussion
If you’ve ever bought a car, you’ve probably bargained a bit. We used to strain our negotiating muscles about things like cars and salaries, but there are a number of other expenses that could be discussed if you just try. Here are six of those costs and how to deal with them.
How to Create a Simple Set-and-forget Investment Portfolio for Newbies
Many people don’t invest because it seems too complicated. But if you want to get rich, investing now is the easiest way to do it, and anyone can do it. Here are a few basic steps to building a simple beginner investment portfolio that makes you money while you sleep.
How much of your income can be saved depending on when you want to retire
There is no one size fits all approach to retirement savings. If you want to retire before the traditional retirement age, this Financial Freedom Fund calculator will tell you how much to save.
How to Buy Happiness: Shopping is more likely to bring you joy
While true happiness can only be found in the heart, there are many reasons why money can actually buy you some happiness here and there. Here are some of the ways experts think you can write a check and pay it off, luckily.
How to start managing your money for those who have never learned to grow
How you manage, spend and invest your money can have a profound impact on your life, but very few schools teach these essential skills. Learning financial intelligence can take a while, but the basics are pretty simple and never change . Here’s where to start.
Be that as it may, wealth creation always comes down to these four pillars
Wealth is easy to build. Not easy , but simple. We would all like to make more money, but if your long-term prize is financial independence, there are no shortcuts. There are only these four basic rules.
How to automate your finances and save money, explained in one picture
Personal finance is easy, but it is not easy. Our greedy brains try to fight us every step of the way, which is why automating your finances is such a great way to save money. Ramit Sethi, author of I’ll Teach You To Be Rich , puts everything you need to know in one simple graph.
The minimum wage required to rent a two-room apartment in every state
If you’re not ready to buy a home , it’s usually best to rent an apartment. This is the minimum hourly wage you need to earn in each state to rent an average two-bedroom condo, according to a new report.
Top US Colleges Based on Graduate Salary
Because college is so expensive , choosing where to go for yourself or your kids is very important. The new study ranks two- and four-year colleges based on how much each college is likely to increase its students’ earnings.
What you need to know before paying off old debt
Building a good credit history means fulfilling your obligations, but if you lose your account somewhere along the way, it could haunt you again. Paying off old debt can keep creditors at bay, but there are some pros and cons to think about before giving away cash.
What do people buy to get free?
If you’ve ever paid money for something and then found out that others got the same thing for free, you’ve probably kicked yourself. We want to know: what items do people usually spend money on, unaware that they can get them for free?
10 best money habits you can develop this year
The start of the year is a great time to revise and revise our financial plans, including general decisions such as “save more money” or “pay off debt”. Here are some ways to develop more habitual money habits throughout the year.
Use this 14-day plan to revolutionize your financial life
The first step is always the hardest. This is not only about walking, but about restructuring your financial life. This plan breaks down how to manage your finances into a 14-day step-by-step plan.
Should you buy a house or just keep renting?
Dear two cents, I have no debt and now I am saving money for a down payment on a house. I have always dreamed of becoming a homeowner. But lately I’ve read a lot of arguments against renting. How do I know if this is right for me? Should you buy or keep shooting?
“Spend less than you earn” – useless and useless financial advice
If you’ve ever read five words about personal finance, they were probably “Spend Less Than You Earn”. It is popular because it is simple. It’s actually too easy. This is the smallest piece of a large puzzle with many challenging pieces. It’s time to teach them.
How I learned to give up luxury to live in an expensive city
When you’re struggling to survive in an expensive city, it can be very discouraging. When I moved to San Francisco, you had to earn $ 62,046 a year to afford a one-bedroom apartment . I made less than $ 50,000. Luckily, I’ve found that you don’t need to make a high average income in your city to be happy – you just need to be creative and willing to put in some effort.
Is the stock market going to crash soon?
Dear Lifehacker, I’ve read a lot about how the stock market is breaking new records. Economists, Nobel Prize winners, warn that the market is overvalued. Does this mean that the collapse is coming? What should I do?
My finances sucked until I got over my fear of being poor
When I was four, my mom opened a shoebox in our closet and pulled out something I had never seen before: a crisp pretty 100 dollar bill. Naturally, I shouted: “HUNDRED BUCKETS ?!” She immediately covered my mouth with her hand and whispered: “Do you want the whole world to hear? They can rob us, and we will have nothing left! “
How to save money on kindergarten tuition when money is tight
Savings for college is one of the top financial priorities for most families, and also one of the most difficult to achieve given the enormous costs. Let’s take a look at our many options so we can put together a solid educational plan for our children.
Who is the Fed and how does it affect your finances?
The Federal Reserve regularly dominates financial headlines, and yesterday was no exception, but their announcements can often seem like they are speaking a different language. What is the Fed and why are so many people paying so much attention to it? More importantly, does it affect your financial life?