Birch Is Like a Budgeting App for Credit Card Rewards
If you are a fan of using credit cards for travel rewards and money backs, you may be juggling with several different cards. Birch Finance is a free web app that tracks your cards and expenses in one place and helps you optimize your rewards.
It’s kind of like a budgeting app for credit card rewards. You link all your expense accounts (they use bank-level security and don’t store your credentials ) and Birch analyzes your cards and your expenses. It will tell you how much you have earned as a reward for each purchase and will tell you if you could have earned more using one of the other cards. You can sort your transactions by rewards earned or cards used, and like any budgeting app, it also breaks down your spending by category.
The app is great for managing your bonus cards, but it’s also useful if you haven’t played the credit card bonus game yet. He will analyze your expenses and tell you how much you can earn with different cards. This way, you can choose the best one based on your actual costs.
They also have an Early Access Targets feature. You will be able to track the rewards earned on a specific map and set goals for it, which is useful if you’re trying to plan a free trip.
Our usual disclaimer applies: Use credit card rewards responsibly. Pay them every month to avoid interest and late fees, and only spend the money you plan to spend .
Try Birch from the link below.