Dedicate Fifteen Minutes of Financial Literacy a Day to Get Your Finances in Order

If you are trying to clean up your finances and are completely intimidated by the work ahead, do it step by step . Dedicate at least fifteen minutes of financial literacy a day.

It doesn’t seem like much, but the daily habit of learning about money helps you become more comfortable with the topic. Not only will you learn a little about personal finance over time, but this habit will keep you constantly in mind about your monetary goals. The personal finance site Freedom Is Groovy explains:

Read at least one blog post about personal finance or one page from a book on personal finance.

Personal finance is not rocket science. But there is a lot to learn. And the best way to master personal finance is to study it every day. So, do one of two things every day. Read one blog on personal finance, or read a few pages from a book on personal finance. That’s all. Give yourself 15 minutes. If you can do more, great.

This is exactly what I did when paying off my student loan. My morning ritual always included coffee and reading my favorite money blogs (then Get Rich Slow and MSN Money). I read about paying off debt, negotiating, being frugal, and more. It took me about 10-15 minutes each morning, and over time the advice really stuck.

Apart from books and blogs, there are many free courses that can help too. You can devote 15 minutes each day to these courses. The idea is to just make learning money a daily habit. Over time, personal finances become less intimidating.

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