Take a Photo of Your Credit Card Before You Travel
There is no shortage of things that can go wrong when you travel: you can lose your debit or credit card; your wallet may have been stolen; your phone might fall on the bars in front of your dorm (yes, it happened to me).
To rebuild your phone, you need to get creative: my rescue had a 10-foot pole with duct tape at the end. Taking care of your missing credit card is slightly less expensive.
First, before you travel, take a photo of the front and back of your card and write down your credit card information in a safe place. You probably know that you should have copies of your passport and ID before going abroad, and a credit card is no different. If you lose or lose it, having photos and information will help speed up the recovery process.
Then make sure you are traveling with more than one card. Or have enough money to get through the trip or load a prepaid card Visa or MasterCard, – offers NerdWallet as reserve cash reserve. Using a payment system like Apple Pay can also help some providers.
You will need international numbers of companies serving your cards (here is Visa and MasterCard ). Call your card issuer and either block the card or cancel and ask for a replacement. Your spare card or cash will help you until you get a new card.
Remember, you need to do this as quickly as possible because “lost or stolen debit cards must be reported within two business days, during which you are legally liable up to $ 50 for any fraudulent payments,” writes CreditCards. com . “From two to 60 days, your liability can be up to $ 500.”