You Can Connect Your Apple Card and Cash Spending to These IOS Budget Apps
Apple’s latest iOS 17.4 update brings a host of new features, most of which are targeted at the EU. However, the rest of us are also seeing some big benefits, including automatic transcription of Apple Podcasts and important security fixes . However, one feature that Apple didn’t promote was a new API called FinanceKit , which allows developers to pull information from your Apple Card, Apple Cash, and Savings with Apple accounts. Essentially, this allows budgeting apps to automatically add this data to their apps, so you can track your spending with Apple Card and Apple Cash, as well as keep an eye on your Savings with Apple account, without leaving the app or entering this information manually.
Apple is working with YNAB, Monarch and Copilot on this particular update. Copilot posted an update on X , letting users know they can track this data in real time, rather than having to download documents before logging their Apple spending data:
No matter which app you choose to use, the process for adding your Apple financial information should be the same. All three require you to have iOS 17.4 installed on your iPhone, as well as the latest version of their respective budgeting app. Next, you’ll need to add your Apple Card connection just like any other account, which will be done using the “Add Account” option in the app. If you’ve already manually paired your Apple Card, your mileage will vary. YNAB has a step-by-step guide to reconciling these accounts ; Monarch suggests you hide or delete your old account or merge desktop accounts ; while Copilot will offer you the option to team up when you connect your Apple Card.
One thing to note is that you may need to enable background app refresh for this feature to work. Monarch is the only app that specifically states that you need to enable this feature, but since all three apps use the same API, it’s possible that they will all need permission to receive data in the background to function properly.