Most Account Providers and Credit Card Issuers Allow You to Change the Due Date

When you budget, you usually organize your finances based on the days you get paid and the days when the bills are due. If your payment deadlines are inconvenient, many invoice providers will let you change them.

I like to simplify my finances, so I prefer to pay all my bills at once rather than spreading them out by month. That way, I know how much I have left after I get paid. If you work with a schedule twice a month, you may prefer to split cases and pay half of your bills in the first pay period and half in the second. Either way, if your deadlines don’t line up exactly, you can usually change them, be it your utility bill, cable TV bill, credit card statement, and so on.

Many providers will even let you do this online, as you can see in the screenshot above from Capital One. And here’s how to get started with several other invoice providers:

  • Discover allows you to make changes online (however, you can only change them once every 90 days)
  • Chase also allows you to change online
  • T-Mobile allows you to change online, but you can only change once, according to their website.
  • Dish allows you to change online
  • Verizon requires you to call support to change

Frequent Miler lists a number of other banks with detailed instructions on how to change the date. If you cannot change your due date online, you can call them and ask over the phone. Just a short PSA to let you know you have some flexibility.

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