Opt Out of Compulsory Rental Car Insurance When Traveling Abroad
When you rent a car, you can usually get free insurance coverage through your credit card issuer , which means that you rarely need the additional insurance offered by the rental company. However, this can be difficult to do overseas as insurance rules differ in other countries. Bring a copy of the issuer’s policy to prove that you are insured.
Proof will ensure that you can opt out of the collision damage (CDW) insurance offered by the rental agency. Jonathan Weinberg, founder of AutoSlash , explains why you should take this extra step:
“To avoid paying for CDW, you may need to provide proof of your credit card coverage. Weinberg recommends that you have a paper copy of your policy with you. Better yet, ask the rental agency manager to confirm by email that the company accepts your credit card insurance and bring a copy of this correspondence. “
If you only rent a car for a short period of time, trying to find your policy or contact a car rental agency may not pay off for you. While your credit card issuer will likely cover most of what you need to rent, you will be responsible for collecting and storing the paperwork. Consider these factors before deciding if you want to take the extra step to use coverage from your issuer.
How To Get Insurance For A Foreign Rented Car | Travel + Leisure