Compare Mortgage Rates to the Government’s New Rate Checker
Shopping for a mortgage is paying off as lender rates are all over the place. This rate checker from the US Consumer Financial Protection Bureau shows the most common rates based on your investment.
In the example above, most lenders offer 3.75%, but some go even lower. The rate checker takes into account your credit rating, condition, and loan information. Unlike other tools, this one does not offer a high credit rating or a standard 20% down payment, but it does suggest that you will use discount points to lower your interest rate on a loan or cut closing costs.
You will still need to contact individual lenders to get a loan as the details are anonymous, but this is a fairly accurate way of knowing what rates are available to you.
Check Interest Rates For Your Situation | Consumer Financial Protection Bureau via NerdWallet